About

At m8finance we provide more than just a mortgage broking service.

M8finance is a team of finance professionals with over 75 years’ experience in commercial and residential banking.

During this time, we have assisted our clients in growing their businesses, purchase their homes, achieve their personal goals plus save time & money in the process.

We are equipped with the knowledge to source and negotiate the most suitable finance package for you ranging from a simple home loan to a complex or unsecured commercial proposal.

And unlike other mortgage brokers, our relationship continues after your transaction has been finalised to ensure you continue to get a fair deal from the lender as time, policy and situations change.

The Team

David McPhee
Director

0434 745 123
david@m8finance.com.au

David has over 30 years’ experience within the finance industry where he has gained an extensive lending knowledge specialising in the residential, business and commercial fields. David’s philosophy and professionalism does not differ whether you are a first home buyer or the Managing Director of a Corporation.

Recognised as a high performer within the industry through various awards, David’s core strengths are commitment, honesty, service and delivery.

David holds a Cert IV Financial Services (Mortgage Broking) and Diploma of Financial Services (Finance /Mortgage Broking Management).

David enjoys the simple things in life. He is a committee member of Norwood FC and supporter of Carlton FC. In his spare time, he relaxes with a bbq and a few beers by the pool with his wife, Michelle, and children Jake & Courtney.

David McPhee is a credit representative (398821) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Justin Crough
Director

Justin offers more than 27 years’ experience within the Australian Banking and Finance Industry.

15+ years have been dedicated to helping Individuals with their Residential Investment or Home Mortgage Financing requirements as well as supporting Business clients (annual turnover between $1M – $100M) providing a mix of Working Capital, Equipment Finance or Term Debt solutions.

Justin prides himself on building valued long term client relationships, providing a premium level of service by ensuring each client’s individual needs are clearly understood and the appropriate solution is then identified and fulfilled in a prompt timeframe.

Having such vast lending experience, Justin can provide great insight into how Lenders think and act therefore able to articulate the appropriate Lender solutions to meet each clients own situation.

Justin holds Diploma of Finance and Mortgage Broking Management.

Outside of work Justin enjoys family time with his wife and two daughters, going to the AFL  (another frustrated Richmond supporter) or a local football game, Horse Racing, getting out on the Golf Course or attending local events with family and friends.

Justin has a passion for helping others and counts himself lucky to be able to work with some amazing local community orientated people supporting a local charity in generating financial support through local fundraising activities.

Justin Crough is a credit representative (493782) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Corey Sleep
Director

0439 454 565
corey@m8finance.com.au

Corey comes with a vast array of knowledge and experience acquired from over 23 years working within the Banking and Finance Industry.

Born and raised in country Victoria, Corey’s easy going nature fosters strong and longstanding relationships with his clients whether that be mum and dad purchasing their family home, a dairy farmer expanding his operation or the directors of a company undertaking a corporate merger & acquisition.

Corey is accomplished across all residential, commercial and rural finance sectors with a high level of expertise in assisting importers/wholesalers, manufacturers, property developers & investors.

Corey holds a Diploma of Finance and Mortgage Broking Management.

Outside of work, Corey likes to relax with Suzanne and their son Cooper watching the Mighty Bombers or having a BBQ with family & friends. His other interests include running and travel with a goal of one day attending the Super Bowl.

Corey has been recognised for his charity and community work.

Corey Sleep is a credit representative (495800) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Kim Teschendorff
Director

0418 808 672
kim@m8finance.com.au

Kim joins M8 with 18 years of banking and finance experience – the last 10 as a successful Relationship Manager in Corporate & Commercial Banking assisting clients in meeting both their personal and business goals.

Kim has predominantly worked with commercial clients with turnover of $1-$30M across all industries, but has excellent knowledge in retail & franchise, wholesale and transport. Kim has provided commercial facility solutions such as term debt, working capital and asset finance but also personal solutions such as home loans, investment loans and other personal requirements. He ensures all requirements are looked after for each of his clients and thinks “outside the square” for solutions where required.

Kim understands the importance of communication and keeping clients informed of the status of their applications. He knows how lenders think, how they want lending proposals presented and who has the best deals.

Kim holds a Bachelor of Business (Accounting) and a Diploma of Finance and Mortgage Broking Management.

Outside work, Kim enjoys spending time with his wife and 2 kids especially in their weekend endeavours! Kim is also a sports lover who is still heavily involved in local sport. Having played cricket at Premier & Sub District Level for over 20 years, he is now volunteering as Centre Co-ordinator for Milo in2 cricket & T-20 Big Bash at his local cricket club. He is a loyal St Kilda Football Club member who attends games regularly with family and friends, whilst also a keen follower of horse racing and doesn’t mind the odd round of golf.

Kim would love the opportunity to assist you in your finance requirements.

Kim Teschendorff is a credit representative (498985) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Alex Cooch
Director

0402 435 142
alex@m8finance.com.au

Alex has worked in the Finance Industry for the past 15 years, mainly in ANZ Corporate and Business Banking. During this time Alex has established strong relationship skills and been able to deliver a range of banking solutions, including more complex deals around Cash Flow based lending.

Alex is experienced in working in a wide variety of business sectors with various sized enterprises from SME’s to larger Corporate entities. He is very committed toward finding the optimum banking solutions for his clients and maintaining healthy long term business relationships.

Alex holds a Bachelor of Arts (Monash University), Masters of Applied Commerce (Melbourne University) and a Diploma of Finance and Mortgage Broking Management (AAMC). He is married with 3 young children and still a passionate Melbourne Demons supporter!

Alex Cooch is a credit representative (499144) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

Darren Walles
Asset Finance Manager

Darren has specialised in the asset & equipment finance market since joining ANZ/Esanda in 2000. During his career he has assisted a wide range of businesses finance their income producing assets whether it be motor vehicles, trucks, yellow goods right through to individual plant, equipment and machinery worth in excess of $10m.

With his most recent role being CFO assisting an existing client in the Mobile Crushing Industry, Darren has been on both sides of the finance relationship and that experience helps him understand the challenges businesses face when dealing with their finance providers. Darren knows clients have minimal time, require their finances to be arranged efficiently and ensure that income producing assets are ready to go when the client needs it. All this while establishing long term relationships that will deliver ease, opportunities and efficiencies for clients over many years to come.

Darren holds a Bachelor of Business (Enterprise Development) and Cert IV in Finance and Mortgage Broking. Born and raised in Melbourne, Darren has also enjoyed the opportunities to live in Regional Victoria and Asia.

With a passion for family and sport, his 3 young boys ensure he lives an active lifestyle. Darren is still involved playing cricket, as has been the case since the age of 11, and is also the Junior Co-Ordinator of his local club. Darren enjoys casting an eye over most sports and enjoys spending time with family and friends.

Darren Walles is a credit representative (502875) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237)

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m8finance is proud to provide its Alliance Partners with access to their rebatem8 product.

rebatem8 offers clients not only the benefit of saving them money on their loan but also pays a once off cash rebate to the client.

It’s a great rate PLUS a rebate!

Learn more here

Testimonials

"I approached Alex at m8Finance to assist with a short dated settlement on a residential investment property. He provided my wife and I with top class service, providing regular updates and co-ordinating the whole process with the various solicitors and banks. We valued his industry knowledge and would highly recommend Alex and the team at m8Finance."

Mark Lennon

m8finance
2017-12-05T18:08:05+00:00

Mark Lennon

"I approached Alex at m8Finance to assist with a short dated settlement on a residential investment property. He provided my wife and I with top class service, providing regular updates and co-ordinating the whole process with the various solicitors and banks. We valued his industry knowledge and would highly recommend Alex and the team at m8Finance."
"Darren was able to assist in implementing the funding lines we required, while strengthening our banking relationship and ensuring we had what was required to effectively run our business. Darren also managed to realign some debt by structuring our Equipment Finance better and really helped us understand how the finance industry works overall, learnings that will hold us in good stead for years to come. Darren is an important part of our team."

Steve Bell – Director at Mansfield Crushing P/L

m8finance
2017-12-05T18:10:44+00:00

Steve Bell – Director at Mansfield Crushing P/L

"Darren was able to assist in implementing the funding lines we required, while strengthening our banking relationship and ensuring we had what was required to effectively run our business. Darren also managed to realign some debt by structuring our Equipment Finance better and really helped us understand how the finance industry works overall, learnings that will hold us in good stead for years to come. Darren is an important part of our team."
“I recently purchased the franchisor regional rights for Jim's Fencing East and South East Melbourne, and was recommended Alex Cooch of m8finance to assist with the funding side of things. Throughout the process, Alex regularly kept me informed of where the funding application was at, and basically made the whole process very seamless. Alex is exactly what I was after, someone diligent, approachable, and listened to what I needed. I cannot recommend highly enough Alex and the team at m8finance. Would absolutely recommend them.”

Justin Tranter, Regional Franchisor, Jim's Fencing

m8finance
2017-12-05T18:11:58+00:00

Justin Tranter, Regional Franchisor, Jim's Fencing

“I recently purchased the franchisor regional rights for Jim's Fencing East and South East Melbourne, and was recommended Alex Cooch of m8finance to assist with the funding side of things. Throughout the process, Alex regularly kept me informed of where the funding application was at, and basically made the whole process very seamless. Alex is exactly what I was after, someone diligent, approachable, and listened to what I needed. I cannot recommend highly enough Alex and the team at m8finance. Would absolutely recommend them.”
"Kim managed to locate a home loan that was far cheaper than our existing home loan even though we had been with our existing lender a number of years and been excellent customers. In a process that was very easy and streamlined, he kept us well informed and the whole refinance process was simple and required very little effort from ourselves. Kim did all the hard work for us, which meant we could continue with our busy lives without interruption, but in the knowledge our finances were being looked after. We highly recommend Kim and the team at M8 for your finance requirements."

Marcel & Judith Levy

m8finance
2018-07-17T12:59:57+00:00

Marcel & Judith Levy

"Kim managed to locate a home loan that was far cheaper than our existing home loan even though we had been with our existing lender a number of years and been excellent customers. In a process that was very easy and streamlined, he kept us well informed and the whole refinance process was simple and required very little effort from ourselves. Kim did all the hard work for us, which meant we could continue with our busy lives without interruption, but in the knowledge our finances were being looked after. We highly recommend Kim and the team at M8 for your finance requirements."
"Being reasonably finance-savvy, we had always planned to handle the finances for our mortgage ourselves, but due to time constraints, we decided to take a last-minute recommendation from a friend to use Kim at M8. And we are so glad we did. From start to finish, Kim was friendly, honest, patient, approachable and made securing our first home loan very easy. Nothing was too hard for him, and he made an otherwise convoluted process seem very easy. We would recommend Kim to anyone."

David Lowe and Kathie Nguyen

m8finance
2018-07-17T13:01:56+00:00

David Lowe and Kathie Nguyen

"Being reasonably finance-savvy, we had always planned to handle the finances for our mortgage ourselves, but due to time constraints, we decided to take a last-minute recommendation from a friend to use Kim at M8. And we are so glad we did. From start to finish, Kim was friendly, honest, patient, approachable and made securing our first home loan very easy. Nothing was too hard for him, and he made an otherwise convoluted process seem very easy. We would recommend Kim to anyone."
"I have used m8finance twice now, to refinance my home loan and to arrange a loan for a new car. On both occasions I found them extremely easy to deal with and they guide you through the whole process. They found me a great new rate for my existing home loan and we have used part of those savings to purchase a new car through finance also arranged by M8. Would definitely recommend anyone to give them a go if you want a better deal than you’ve currently got."

Jamie Sleep

m8finance
2018-09-11T22:29:32+00:00

Jamie Sleep

"I have used m8finance twice now, to refinance my home loan and to arrange a loan for a new car. On both occasions I found them extremely easy to deal with and they guide you through the whole process. They found me a great new rate for my existing home loan and we have used part of those savings to purchase a new car through finance also arranged by M8. Would definitely recommend anyone to give them a go if you want a better deal than you’ve currently got."
"Our objective when engaging Corey Sleep from M8 Finance was to secure a Competitive and Feasible Strategic Financial Package for our recently acquired business. Our journey was inclusive in every aspect of communication and collaboration. Importantly; Corey and his team were able to propose a range of Competitive Financial Packages that were aligned to our needs. Our experience from the initial consultation through to final selection was engaging and informative; enough so that the Directors of the business were able to approve the chosen M8 Finance proposal with absolute confidence."

Chhaya Patel & Trevor McCann - Directors - RAECO

m8finance
2018-09-11T22:36:08+00:00

Chhaya Patel & Trevor McCann - Directors - RAECO

"Our objective when engaging Corey Sleep from M8 Finance was to secure a Competitive and Feasible Strategic Financial Package for our recently acquired business. Our journey was inclusive in every aspect of communication and collaboration. Importantly; Corey and his team were able to propose a range of Competitive Financial Packages that were aligned to our needs. Our experience from the initial consultation through to final selection was engaging and informative; enough so that the Directors of the business were able to approve the chosen M8 Finance proposal with absolute confidence."
“Right from the start working with Alex at M8 Finance was a very professional and easy process. Not having changed banks for over 20 years, Alex first stepped us through the options that were available and clearly explained the pros and cons of making such a change. When we narrowed the options down to 2 separate banks, Alex coordinated all of the meetings and clearly summarised the proposals put forward by both parties. The end result for us lead to significant improvements in both pricing and service. Alex really stepped us through the whole process from start to finish and having one point of contact throughout made a significant difference to us in making the process a success. I couldn’t recommend Alex and the team at M8 Finance any higher.”

Kane Malherbe - Bay Building Group, CEO

m8finance
2018-09-11T22:39:00+00:00

Kane Malherbe - Bay Building Group, CEO

“Right from the start working with Alex at M8 Finance was a very professional and easy process. Not having changed banks for over 20 years, Alex first stepped us through the options that were available and clearly explained the pros and cons of making such a change. When we narrowed the options down to 2 separate banks, Alex coordinated all of the meetings and clearly summarised the proposals put forward by both parties. The end result for us lead to significant improvements in both pricing and service. Alex really stepped us through the whole process from start to finish and having one point of contact throughout made a significant difference to us in making the process a success. I couldn’t recommend Alex and the team at M8 Finance any higher.”
"Already valuing a longstanding banking relationship that we already had with Justin Crough for 14 years, it was only natural to trust his advice when the time came to find a financial institution that could meet our needs on a day to day basis. Justin’s experience allowed him to cut through the banking ‘jargon’ and communicate to us on a level that makes sense, and when there’s so much on the line, this is paramount to me as a business owner. M8 continue to be proactive in maintaining constant communication and regularly driving initiatives to engage with their clients. If you’re looking for a trustworthy, proactive, and driven team to connect and manage your financial needs, look no further than the team at M8 Finance!"

David Provan - Bluemouth Interactive, Managing Director

m8finance
2018-09-11T22:42:08+00:00

David Provan - Bluemouth Interactive, Managing Director

"Already valuing a longstanding banking relationship that we already had with Justin Crough for 14 years, it was only natural to trust his advice when the time came to find a financial institution that could meet our needs on a day to day basis. Justin’s experience allowed him to cut through the banking ‘jargon’ and communicate to us on a level that makes sense, and when there’s so much on the line, this is paramount to me as a business owner. M8 continue to be proactive in maintaining constant communication and regularly driving initiatives to engage with their clients. If you’re looking for a trustworthy, proactive, and driven team to connect and manage your financial needs, look no further than the team at M8 Finance!"
"I have been a client of M8 Finance since their inception. I will not make a financial decision without their advice and have complete faith and confidence that their recommendations are spot on 100% of the time.
M8 finance is my only choice for financial solutions for my and my company’s future. I have recommended M8 to many of my clients and will continue to do so. If financial security is important to you then memorise their phone number."


Adam Docking - Docking Real Estate

m8finance
2018-09-11T22:44:47+00:00

Adam Docking - Docking Real Estate

"I have been a client of M8 Finance since their inception. I will not make a financial decision without their advice and have complete faith and confidence that their recommendations are spot on 100% of the time. M8 finance is my only choice for financial solutions for my and my company’s future. I have recommended M8 to many of my clients and will continue to do so. If financial security is important to you then memorise their phone number."
"Having been an M8 foundation client since the formation of M8 I’m very pleased to share how professional and effective they have been for our company. We have shared with M8 our business growth aspirations and personal financial goals, the advisors at M8 have maximised our security position with lenders to ensure we can fund everything we wish to achieve with a minimum of fuss. To date we have undertaken:A strategic property acquisition including funding; Numerous plant and equipment purchases; A private asset; 3 premium funding agreements freeing up precious cash flow; An acquisition funding proposal of another business; Reviewing banking agreements and covenants. Total spend was above 3.5 million AUD and without us having to communicate with banks or prepare any proposals. Questions and further information from credit departments are thing of the past. One of the most creative ideas was the premium funding of our 400k Vicroads registration liability. This has been implemented by the M8 team including a common expiry date for all equipment reducing admin time as well as freeing up cash flow.
Through the obvious passion demonstrated by the M8 team I have no doubt we will be implementing more creative solutions in the future. The experience of the M8 team from their previous years of working in banking and finance really shines through. Every agreement has been at the lowest cost and in every case saved us money. Finally, it’s a great feeling knowing that our key finance supplier is also a privately owned family business that understand our business and allow us to concentrate on our strengths and take care of our finance needs."


Paul Cootes - Cootes Quarry Products, Managing Director

m8finance
2018-09-11T22:49:21+00:00

Paul Cootes - Cootes Quarry Products, Managing Director

"Having been an M8 foundation client since the formation of M8 I’m very pleased to share how professional and effective they have been for our company. We have shared with M8 our business growth aspirations and personal financial goals, the advisors at M8 have maximised our security position with lenders to ensure we can fund everything we wish to achieve with a minimum of fuss. To date we have undertaken:A strategic property acquisition including funding; Numerous plant and equipment purchases; A private asset; 3 premium funding agreements freeing up precious cash flow; An acquisition funding proposal of another business; Reviewing banking agreements and covenants. Total spend was above 3.5 million AUD and without us having to communicate with banks or prepare any proposals. Questions and further information from credit departments are thing of the past. One of the most creative ideas was the premium funding of our 400k Vicroads registration liability. This has been implemented by the M8 team including a common expiry date for all equipment reducing admin time as well as freeing up cash flow. Through the obvious passion demonstrated by the M8 team I have no doubt we will be implementing more creative solutions in the future. The experience of the M8 team from their previous years of working in banking and finance really shines through. Every agreement has been at the lowest cost and in every case saved us money. Finally, it’s a great feeling knowing that our key finance supplier is also a privately owned family business that understand our business and allow us to concentrate on our strengths and take care of our finance needs."
"Big thanks to David McPhee and everyone from M8Finance who helped make our first home purchase possible."

Ben & Jess Holman

m8finance
2018-09-11T22:52:21+00:00

Ben & Jess Holman

"Big thanks to David McPhee and everyone from M8Finance who helped make our first home purchase possible."
“My relationship with Corey spans over 10 years. During this time he has overseen the finance requirements of my business, co-ordinating the end to end negotiations with financiers and allowing me to fully focus on trading.”


Graham Sanyasi - Techno Plastics, Managing Director

m8finance
2018-09-11T22:53:50+00:00

Graham Sanyasi - Techno Plastics, Managing Director

“My relationship with Corey spans over 10 years. During this time he has overseen the finance requirements of my business, co-ordinating the end to end negotiations with financiers and allowing me to fully focus on trading.”
"Thanks so much to Justin for all your assistance and support on purchasing our first home. You made it so easy."

The Verberne's

m8finance
2018-09-11T22:59:34+00:00

The Verberne's

"Thanks so much to Justin for all your assistance and support on purchasing our first home. You made it so easy."
"My wife and I have been dealing with David McPhee for some ten years now. I was provide David’s details by a work colleague as a person who would provide service and accurate advice of financial matters. Over the past Ten years David has proved this recommendation and more by making financing a seamless transaction, personalised service, providing sound financial advice, property investments, portfolio management, superannuation, personal financial advise to my children, protecting both parties interests & ensuring we became long term clients. David’s has removed the laborious traditional method of financing through his personal approach to financing & financial advice and over the years has provided our family the peace of mind and assurance that our financial commitments were sound and robust. I would have no hesitation in recommending David’s services."

Lou La Delfa

m8finance
2018-09-11T23:04:22+00:00

Lou La Delfa

"My wife and I have been dealing with David McPhee for some ten years now. I was provide David’s details by a work colleague as a person who would provide service and accurate advice of financial matters. Over the past Ten years David has proved this recommendation and more by making financing a seamless transaction, personalised service, providing sound financial advice, property investments, portfolio management, superannuation, personal financial advise to my children, protecting both parties interests & ensuring we became long term clients. David’s has removed the laborious traditional method of financing through his personal approach to financing & financial advice and over the years has provided our family the peace of mind and assurance that our financial commitments were sound and robust. I would have no hesitation in recommending David’s services."
"Our core business is the importing & distribution of Industrial Work Wear & Uniforms throughout Australia. We are currently in an expansion mode and after being with one bank for nearly 20 years, we found that this bank did not really understand our business and felt they would not be able to provide the support we required during our expansion phase. I then met with Corey Sleep whom I had known for 10 years through his previous employment. Corey with some of his colleagues had set up a new venture, M8 Finance, which is a finance broking & consulting business. We discussed our requirements and the level of support we needed from our bank. In less than 2 weeks he came back to us with proposals from 3 different banks and that's how our negotiations started. We were surprised to see how much savings we could make even if we had stayed with our existing bank. We however decided to change our bank to one that provided some new and innovative products that would help us during our growth mode. Having Corey on our side was a huge plus as he thoroughly understood our business and provided very good advice. Changing banks is not an easy task but Corey and his dynamic team were by our side to facilitate the change over. We are very happy & confident our new bank will be there to support us and we can rely on Corey & his team at M8 Finance for any advice we need during our expansion journey. I strongly recommend any business to approach M8 Finance and have them assess your business and provide expert advice that can help improve your bottom line & make life easy for you."

Ranjit Solanki - NCC Apparel, Managing Director

m8finance
2018-09-11T23:10:05+00:00

Ranjit Solanki - NCC Apparel, Managing Director

"Our core business is the importing & distribution of Industrial Work Wear & Uniforms throughout Australia. We are currently in an expansion mode and after being with one bank for nearly 20 years, we found that this bank did not really understand our business and felt they would not be able to provide the support we required during our expansion phase. I then met with Corey Sleep whom I had known for 10 years through his previous employment. Corey with some of his colleagues had set up a new venture, M8 Finance, which is a finance broking & consulting business. We discussed our requirements and the level of support we needed from our bank. In less than 2 weeks he came back to us with proposals from 3 different banks and that's how our negotiations started. We were surprised to see how much savings we could make even if we had stayed with our existing bank. We however decided to change our bank to one that provided some new and innovative products that would help us during our growth mode. Having Corey on our side was a huge plus as he thoroughly understood our business and provided very good advice. Changing banks is not an easy task but Corey and his dynamic team were by our side to facilitate the change over. We are very happy & confident our new bank will be there to support us and we can rely on Corey & his team at M8 Finance for any advice we need during our expansion journey. I strongly recommend any business to approach M8 Finance and have them assess your business and provide expert advice that can help improve your bottom line & make life easy for you."
"David has managed my financing arrangements both personally & for my investment properties for many years & has been faultless in his dealings & has always provided the best product to suit our circumstances. I couldn’t recommend David any more highly as he has enabled us to meet our life’s Property Investment goals."

Gavan & Jacki Burke

m8finance
2018-09-11T23:11:50+00:00

Gavan & Jacki Burke

"David has managed my financing arrangements both personally & for my investment properties for many years & has been faultless in his dealings & has always provided the best product to suit our circumstances. I couldn’t recommend David any more highly as he has enabled us to meet our life’s Property Investment goals."